* The FSA does not regulate Debt Management, Overseas Finance & some forms of Buy to Let Mortgages.

 

There may be a fee for mortgage advice, the precise amount will depend on your circumstances, but typically it will be £95 plus any commission. You have the option to pay a fee only of £495 for mortgage advice.

 

Mortgage & Money Solutions Ltd. is an appointed representative of Sesame Ltd. which is authorised and regulated by the Financial Services Authority.

 

Mortgage & Money Solutions Ltd.
registered in England & Wales; 6685325
Registered address 140 Burton Road, Lincoln, LN1 3LW

 

Regulated by the Office of Fair Trading for loans and debt management business under Consumer Credit License No. 624948

Mortgage & Money Solutions is associated with Guardian GB Ltd. who is regulated by the Ministry of Justice in respect of regulated claims management activities. Its registration is recorded on the website www.claimsregulation.gov.uk Registration number number CRM 19973.

In accordance with the Data Protection Act 1998, Mortgage & Money Solutions does not pass on any information to third parties except where this is explicit - for example where details are recorded for an event being held with a third party.

 

Our aim & mission........

........ is to save and make you money

Mortgages

Well what can you say?! It's been a remarkable few months for the mortgage market and with record interest rate cuts, the Bank of England base rate has now stayed at the new record low of 0.5% for a few months. Economists seem to feel that these low rates are with us for the next few months at least, but of course these are only predictions, not facts.

First Time Buyers

There are however small signs that the first time buyer market is starting to move. Rate cuts, stamp duty breaks and drops in property prices are all now filtering through to make buying more attractive, although reasonably sized deposits are needed with most if not all of the deals needing a minimum 10% deposit. So if you are looking to make that move, let me help. A free initial meeting will help you understand the process, your budget and the costs involved, from there you know that when the right property does come along, you will be in a position to pounce.

Re-Mortgages

With the Bank of England base rate at an all time low, there are some low rate long term fixed deals available, the advice would seem to be grab them while you can, although the betterdeals are generally only available for borrowers with lower loan to values, there are currently decent deals for anyone with a loan to value of up to 85%. Contact us a couple of months ahead of your deal ending and let us start looking for you. For those of you who couldn't find a new deal when your last one ended, as a part of the service we offer, I can take a few simple details from you and put you on our database. We would then keep looking for a deal for you, so that when a deal does arise that suits your needs, we can move quickly and secure it for you? Why not send us an email here and let us do the rest for you?

Buy-to-Lets

There are now some great opportunities available for buyers to purchase at discount, properties which have good rental potential. Whilst the number of providers and deals have dwindled, buy-to-let mortgages are still very much available and there are various options. Please feel free to contact us to discuss your property portfolio or the opportunities available to start one.

 

No Deposit? Can't Get a Mortgage?

There is a way! Talk to us regarding opportunities to buy without a deposit or if your criteria won't allow you to get a mortgage now. Lease options are a way of buying a property at a set time in the future, whilst you live in the property and save for a deposit. The proposed purchase is drawn up by solicitors in the same way as a normal purchase, but is set for a date in the future. Contact us for more details.


Your property may be repossessed if you do not keep up repayments on your mortgage.

Thank you to everyone who sponsored me in the 2010 London Marathon. You helped to raise a fantastice £1651.00 for Helping Hands Creches in Lincolnshire. These creches are for pre-school children with disabilities. They rely largely on donations for funding and are a part of

the charity

Once again

Thank you, I know your help was very much appreciated by all of those who work at and use the creches

 

Mortgage & Money Solutions pride ourselves on treating customers fairly. But have you had a mortgage where you feel you weren't treated fairly? Was your interest rate high? Did you pay a lot in fees? Was your income not verified? You could reclaim hundreds or even thousands of pounds.....Click here for more details or call us on 01522 805559